The push for a zero-carbon future, with its focus on solar panels, wind farms, and electric vehicles, has captured public and political imagination. These projects are visible, marketable, and offer clear financial returns, making them attractive to investors and policymakers alike.

However, while transitioning to net-zero is crucial, we must not overlook the importance of resilience. Projects that strengthen infrastructure to withstand climate impacts may not generate immediate revenue or visual appeal, but they are vital for long-term safety and economic stability. The cost of inaction is high—natural disasters cause billions in damages every year, and every dollar spent on resilience can save up to six dollars in recovery costs.

Resilience and net-zero efforts are complementary; both are needed to ensure a sustainable and safe future. As we continue to build towards a cleaner world, it’s essential to balance emissions reduction with investments that prepare communities to withstand the growing impacts of climate change.

Broad federal policy recommendations in this week’s Community Finance Brief.